A loud word of advice: Never use a debit card at a hotel.United States law – and similar laws in many other countries – make a credit card holder exempt from fraud committed on his/her account.It is learnt that after making the payment, the man decided to check with the bank’s branch in Gurun to see if he did owed the alleged amount and realised that he had become a victim of a scam.According to the , Kedah Commercial Crime Investigation Department chief Superintendent Chan Teck Paing, when contacted, confirmed the incident.Otherwise, a no-show charge equal to one night’s lodging can be assessed.The following procedures should be followed when processing credit card payments for guaranteed reservations: Everyone in your organization who works at the check-in or takes phone calls from customers should be able to follow these procedures.Guaranteed reservation is one that is paid in advance and the hotel is then required to have a room available when the consumer who made the reservation arrives and until checkout time on the following day.If the consumer cancels a confirmed reservation before on the arrival date, the hotel cannot charge a no-show fee.
This is particularly true for new establishments, with no previous payment processing experience.With a debit card, your maximum loss is – if you notify the issuer within two days of learning about the loss. With a debit card, money is literally withdrawn from an associated bank account when a crook uses it – and getting it restored does not happen in an eye blink. But better advice is: Don’t use debit cards at high risk establishments, and that definitely means hotels.If you report after two days but before 60 days, liability is capped at 0. Days can pass, maybe a week, and that means car payments may bounce, ditto for home payments, and ATM machines may deny a victim cash withdrawals. And always monitor use on any credit or debit card used at a hotel because it just may have been compromised.The reason, as always, is that historically lodging merchants have generated higher-than-average levels of chargebacks.There is a set of rules regulating the processing of credit card payments each time a lodging reservation is made or cancelled.