It offers top-notch customer service and its costs and fees are well in line with industry standards.Accredited Debt Relief is an affiliate and offers the same programs.
Debt Management Program: These programs often work hand in hand with credit counseling.
When you take out a consolidation loan, you are required to put forth collateral.
Most often, the required collateral is a second mortgage or a home equity line of credit.
While you're building up your funds, the company or lawyer you've selected negotiates with your creditors to try to reduce the total amount of debt you owe.
When a settlement is reached, the funds you have been setting aside go toward paying your creditors and negotiation fees.